Chapter 004 is all about racing against time

Lost in thought, when Yin Chengjun entered the office and saw Liu Meijia's complexion and exquisite makeup, he realized that she was living a much more comfortable and leisurely life than he was

There is nothing to worry about; the money invested in the stock market only realizes gains or losses when you withdraw it. Otherwise, the losses and profits on paper are merely numbers. Do not treat the money in the stock market as actual money; consider it as merely observing numbers, and then it becomes inconsequential

And it has only been six months

Oh, by the way

Although this still falls under the T + 0 trading method, there is no significant volatility in any of the stocks. In fact, the buy orders are hardly visible, and in some cases, there can be a difference of six or seven price levels between the buy and sell orders. Transactions are exceedingly rare.

Yin Chengjun, who had just joined Thai Hua Securities, was wary of letting the back office supervision see the clients' trading data, so he quickly closed the data inquiry system and rushed out

Liu Meijia, who was aware of the contents of the agreement, was so shocked that her eyes nearly popped out.

Fu Zhengyi, riding his bicycle, arrived at the meeting place agreed upon with Yin Chengjun. After taking the agreement, he turned towards the north of the city. After completing the tripartite deposit agreement at the North Branch of Hanzhou Commercial Bank, he appeared at Taihua Securities Company before 9:30, sitting in the large client room to begin his wait

"Report, alarm? It can't be that serious, can it?" The usually honest Fu Taidao was taken aback by his son's thoughts

I still bear the title of "coward". How can one change others' perception of oneself? It is necessary to consider the process; one cannot simply stop being a coward after a single experience of drowning, as that would seem too abrupt

Knowing that the client managers of the securities company can access their own transactions, Fu Zhengyi used this reasoning to deflect the issue, leaving Yin Chengjun in deep thought with a furrowed brow. Fu Zhengyi then exited the securities company, mounted his bicycle, and pedaled home under the scorching sun. Although he had yet to eat lunch, he was in high spirits as he hurried home.

With time being tight, Yin Chengjun waved his hand after finishing his words, as he needed to hurry back to Hanzhou by bus

Only dare to sign for twenty million

Fu Zhengyi, who had been sitting by the phone, finally felt relieved after hanging up the call

If given the opportunity, one must certainly get to know oneself

Liu Meijia, watching Yin Chengjun leave, was completely stunned into silence.

Xinjian must be that kid Yin Chengjun trying to save face, Liu Meijia curled her lips and reached out to demand the document. "Oh, this is quite something, it must be a major client with an annual transaction volume of over a million, let me take a look, let me take a look..."

At 3:40, one could see the frozen smile of Fu Zhengyi on his back balcony. With one foot on the ground for support, a sharp turn allowed the bicycle to veer into the adjacent alley. Lowering his body and pedaling rapidly, he disappeared in an instant.

In 1994, the securities company still belonged to state-owned enterprises, and the first wave of layoffs had not yet occurred. Such enterprises, characterized by surplus personnel, inefficiency, and a lack of vitality, were everywhere. The individual he encountered today, Yin Chengjun, evidently still carried the aspirations and vigor of someone fresh out of school. Since he had been of great assistance this time, it would not hurt to maintain a relationship in the future, as it would likely save him a considerable amount of trouble.

Yin Chengjun, aware that the other party was making fun of him, remained unperturbed. However, the vanity of youth compelled him to take out and flaunt the "Minimum Trading Volume Guarantee Agreement" from Taihua Securities. "It's just a client who signed a minimum trading volume guarantee agreement. If it weren't for that client begging me to help him settle this today, I wouldn't have come here at all..."

Whoever dares to say that this counts as a small client, I will be the first to slap them across the face!

What does he want to do

What serious matters can he handle

Yin Chengjun, who graduated from university, joined the Hanzhou branch of Taihua Securities. However, the past two months have not been comfortable for him. If it had not been for his inability to stay in Jinling upon graduation, he would never have willingly settled in a small city like Hanzhou.

The procedures for account opening and trading activation that require manual processing were completed swiftly

Unfortunately, this afternoon, the Hanzhou Commercial Bank just began a system upgrade, which made it impossible for him to trace the whereabouts of that fund. This is why he had to come to his uncle's house to try his luck, hoping to intercept that fellow Fu Zhengyi.

Sitting in the monitoring room playing games, the background supervisor heard Yin Chengjun's gasp and turned to inquire about the reason. Yin Chengjun, still in a daze, casually mentioned something, which piqued the interest of the background supervisor. He stood up and ran over to see what stocks the client had purchased.

On this day in a past life, it was my father who transferred money to a fraudulent company this morning, thereby destroying our family. In this life, since such a disaster no longer exists, perhaps my father's anxiety serves as a means to vent the grievances he harbored for so many years in his previous life

Although I have just turned 23, perhaps the other party prefers someone more mature

Father, we can no longer hesitate. If we delay any further, that boy may truly go far away. If we cannot recover this money, not only will he harm Uncle San and Aunt San, but he will also certainly harm himself!

Unaware that his casual remark had sparked an idea in Liu Meijia, Yin Chengjun returned to Hanzhou at around 10 PM after a long journey. Upon arriving home, he didn't even have time to wipe his face and hurriedly called Fu Zhengyi to inform him that the procedures with the securities company had been completed. He mentioned that tomorrow he only needed to take the tripartite agreement to the bank to get it stamped, after which the funds could be transferred to operate in the large account room.

One hundred and fifty thousand in cash has thus transformed into one hundred and fifty thousand in stocks

The Shanghai and Shenzhen stock markets remain lethargic

In 1994, there was a delay in the connection between banks and securities companies, so the funds of 150,000 were finally transferred into his securities account's fund account after waiting from the morning until 2 PM.

Thinking of Liu Meijia, her charming and alluring face immediately comes to mind. She was the campus belle of our class, quite beautiful and eye-catching. Although her academic performance in university was not particularly outstanding, her beauty and excellent figure allowed her to secure the only quota for staying in the provincial capital.

As the time approached the end of the afternoon business hours, Yin Chengjun, without any further ado, submitted the account opening application materials to Fu Zhengyi and then sat down, not wanting to move again

The more I think about it, the more I feel that we cannot delay any longer, said Fu Zhengming, addressing Fu Taidao. "Dad, we should hurry and report to the police. If Uncle San loses this 150,000, not only will his family be in trouble, but even those who lent him money will be anxious..."

Having completed the scheduled plan, sitting in the large client room, Fu Zhengyi finally felt at ease. He noticed a figure moving behind the frosted glass and guessed it was Yin Chengjun, who could not contain his impatience and had come over. He walked over to open the door and let him in, smiling as he pointed to the briefcase tucked under his arm. "Take everything out. I will sign the volume guarantee agreement and the leasing agreement for the large client room with you now. However, I will need some time to settle the fees for the large client room..."

At the moment he made a sharp turn into the alley, his uncle Fu Tai, who was standing on the back balcony of Fu Zhengyi's house, exclaimed in surprise and called his son Fu Zhengming, who was on the phone in the room, to come out, pointing in the direction where Fu Zhengyi had disappeared, saying that he seemed to have seen the youngest son of the Lao San family.

Oh my!

Last night, I memorized the stock codes and names that needed to be selected. According to the plan, I began purchasing under the name of Fu Zhengyi. In just fifteen minutes, Fu Zhengyi had completely exhausted the funds in the account

Lying in bed and lost in thought, Fu Zhengyi unknowingly fell asleep, only to realize he had slept until dawn when the alarm clock rang

Carrying the documents signed by the young man, Yin Chengjun, who had just been ruthlessly overcharged by a taxi, stepped into the main entrance of Taihua Securities and headed straight for the internal department on the third floor responsible for business processing and review

Due to motion sickness, Yin Chengjun endured a bumpy ride for four hours on the long-distance bus before finally arriving in Jinling, feeling as though he was about to vomit up all his internal organs

Because, in any case, the financial system of 1994 was still very unfamiliar to Zheng Yi, who at this time was living a carefree and untroubled life in his previous existence

I am just a loan officer, not a deity! If it weren't for my uncle's call informing me that the card was in Fu Mingting's possession, I would still be unaware of the funds being transferred from the card!

However, for the interbank tripartite deposit, it is necessary for the account holder to bring the agreement stamped by the headquarters of Taihua Securities and the library seal to the local bank for processing. Liu Meijia, who quickly completed all the procedures, then began to tease, "Cheng Jun, you are really impressive, starting to take on major clients already. I suppose you are doing quite well in that small place of Hanzhou..."

Casually stuffing the document into his briefcase, Yin Chengjun stood up with a cheerful smile. "What big client are you talking about? It's just a small client. They only dared to sign a contract worth 20 million after half a year. Who knows if they can even survive the first month's guarantee..."

As the capital city of Jiangsu Province, the grand hall of Taihua Securities Co., Ltd. is bustling with clients handling account openings and fund withdrawals, which is significantly more lively and prosperous compared to Hangzhou

If one is doing well on their own, why would they spend four hours on a long-distance bus, feeling nauseous and rushing over with the client's paperwork?

Young, wealthy, and bold, yet still working in finance

Seeing his son's certainty, and knowing that he usually wouldn't make any decisions, Tai Dao found it quite difficult to nod his head. He thought to himself, if the police were called, and the only son of the third family were to be imprisoned, wouldn't that ruin the third family?

Fu Tai Dao, the eldest of the Fu family who has the keys to the home of the third brother, is still confused to this day. He cannot understand why Fu Zhengyi from the third family would transfer the money intended for his younger brother to join a new sales company. Thinking back to the phone call he received from his younger brother, his worries have only intensified. "Zhengming, do you think the third family might recklessly squander that money?"

The stock market has fallen for eighteen consecutive months, and not a single client at the headquarters of Taihua Securities would sign such an agreement. How is it that someone in a small city like Hanzhou dares to sign?

Knowing that the stocks the other party had just purchased had already lost several thousand by the close of trading, yet the other party remained calm, Yin Chengjun, increasingly curious, could not help but indirectly inquire why Fu Zhengyi was so composed.

Upon reaching the second floor, he took out his work permit for registration, and only then was Yin Chengjun allowed to enter the third floor. His visit this time can be considered a shortcut; otherwise, according to the procedure, the client's documents would not be sent up for processing until tomorrow. However, he was confident that he could complete the formalities today because he knew that the intern responsible for internal affairs was his classmate, Liu Meijia

However, the appearance of the house before me resembles that the young man has already fled

Because Fu Zhengyi did not leave the main trading room at noon, Yin Chengjun, who ran to the monitoring room, was able to see every transaction made by Fu Zhengyi in real time. He was quite startled by Fu Zhengyi, who had opened an account just yesterday and immediately dared to invest heavily as soon as the funds were available.

Upon reopening the documents laid before her, she discovered that the client's name was Fu Zhengyi, a male who had just turned eighteen. Consequently, Liu Meijia resolved to remember this client, as in the current market conditions, anyone willing to sign a minimum transaction guarantee agreement with a securities company was either a foolhardy daredevil or a wealthy individual who was not afraid of losing money.

Looking at the alleys downstairs, where one could see the shadows of people, Fu Zhengming thought about how his painstaking efforts had been ruined by his second uncle's daughter, Fu Mingting. Anger surged within him, and he turned to Fu Tai, who was still gazing around, and said, "Dad, that little brat transferred the money just after 2 PM. How could he possibly return home with 150,000 yuan in cash and walk right into a trap! If it weren't for the bank's internal system upgrade today, I would have definitely been able to trace the flow of his funds!"

Yin Chengjun, whose intentions had been exposed, felt a bit embarrassed, but he quickly handed over the prepared agreement from his briefcase. Once Fu Zhengyi signed it and returned it, he finally felt completely at ease.

July 29, 1994, Friday

Zhengming, are you still not clear about where that money went

Fu Zhengyi, who had gotten up, tidied up his belongings. Before leaving, he thought for a moment and decided to unplug the telephone at home and secure all the doors and windows tightly

Some major clients of Taihua Securities' Jinling headquarters, whose transactions have exceeded ten million in the first half of the year, already require direct management by leaders at the vice president level

With a substantial sum of 150,000, where can that kid go

Third Uncle had an incident over in Yun Province, which was triggered by the local public security bureau calling to verify the situation at Fu Taiwen's home. This led Fu Zhengming to discover that Fu Zhengyi had actually transferred the money from the passbook through his cousin Fu Mingting yesterday morning.